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Johnson Commercial Leasing
Why tie up your cash in the equity of your equipment? Leasing offers your company a number of benefits, including cash-flow management, and tax advantages. Whether yours is a new company seeking to operate with little start-up cash and limited debt lines, or an established one that needs to keep capital and debt-lines free for investment and growth, leasing can provide the flexibility you need.
Not only does leasing allow you to use your equipment as a productive component of your business, but it also transfers the uncertainties and risk of ownership to the lessor. Plus, an equipment lease lets you avoid costly down payments and keeps your credit lines open. Leasing also allows your company to take advantage of the latest technology and add equipment when necessary.
In many lease structures, your lease payment can be deducted as a business expense. So you simply deduct your payments, and forget about dealing with depreciation schedules and Alternative Minimum Tax problems.
Types of Leases
Johnson Commercial Leasing will consider the key factors when helping you choose a lease — including length of use of the equipment, what you'll do with the equipment after the lease, your tax situation, your cash flow, and your company's plans for the future.
An operating lease is a good choice for high-tech equipment that needs frequent upgrades. The term of the lease is significantly shorter than the expected useful life of the equipment, and the lessee realizes the benefits of off-balance sheet financing.
If you need the flexibility of a lease with a fixed purchase option, a finance lease might fit your needs. The term of a finance lease is typically longer, covering more of the leased equipment's useful life.
Your business can gain tax advantages with some types of leases as well. A true lease allows you (the lessee) to claim rental payments as tax deductions. The lessor still claims ownership of the equipment. A TRAC lease is a tax-oriented lease of motor vehicles or trailers that contains a Terminal Rental Adjustment Clause and otherwise complies with the requirements of the tax laws for a True Lease.
Municipal leasing allows municipalities to acquire essential equipment, quickly and conveniently, without the need for expensive and time-consuming bond issues.
Johnson Commercial Leasing also provides leasing services to equipment vendors for their equipment sales. By offering financing to the vendor's customers, we can help the vendor increase equipment sales.
For more information, contact your Johnson Bank representative or Johnson Commercial Leasing:
333 East Wisconsin Avenue
Milwaukee, WI 53202-4606
414-287-6477
N22 W23991 Ridgeview Pkwy West
Waukesha, WI 53188-1000
262-523-8267
You can also apply for a commercial equipment lease by filling out our Online Commercial Equipment Lease Application.
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