Amortizing loans or renewable lines of credit can help your business grow by providing financing for acquisitions, permanent working capital, and equipment. Annual renewable lines of credit give you the option to convert the outstanding balance at the end of each year to a term loan, with an amortization ranging from five-to-seven years.

Commercial mortgages are available for new construction, acquisition, and refinancing purposes. Construction loans run from twelve-to-eighteen months with the option to convert to a term loan upon completion of the project. Term loans generally amortize from fifteen-to-twenty years.

Government Programs — which are available through the U.S. Small Business Administration and local community development corporations — allow us to creatively tailor a financing package to fit your specific needs. Benefits include lower down payments, smaller monthly payments, and long-term fixed-interest rates.

As your business expands to compete in the global marketplace, we can be your partner in supporting international financial transactions. Through letters of credit, we can place the strength of Johnson Bank behind your company, providing your international trading partners with additional confidence.

International Letter of Credit Application

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