Information Reporting

Provides convenient and quick methods to access account information on a daily and periodic basis to enhance effective decision making.
- Johnson Bank On-line Cash Management
- Account Analysis
- Account Reconciliation
- CD-ROM Check Imaging
- EDI Reporting
- Fraud Prevention Services - Check Positive Pay, ACH Debit Filters, ACH Debit/Credit Blocking.

• Review balance and transaction information.
• Provide different functionality to different staff members, and control accounts and services they may access.
• Export a file of your transactions to QuickBooks®, Quicken® or a comma-delimited file format.
• Set up automatic e-mail alerts when designated accounts reach a specified balance.
• Move funds between accounts via book transfers.
• Initiate domestic and foreign wire transfers.
• Concentrate and disburse funds via ACH.
• Pay bills.
• Reconcile your accounts.
• Add stop payments on a single check or a range of checks.
• Request copies of cancelled checks, deposit slips or statements.

Account Analysis
Want an easier way to monitor accounts and make cash management decisions? Johnson Bank provides comprehensive Account Analysis so you can track account activity and view all the services used during that monthly statement cycle.

Account Reconciliation Services
Looking for a way to reduce office labor and paperwork? Johnson Bank Account Reconciliation can help! We'll provide you precise monitoring and reconciling of your corporate checking accounts in order to minimize the time and effort associated with your monthly account reconciliation process.

Johnson Bank Account Reconciliation Service Features:

Complete Reconciliation - Provides a listing of both paid and outstanding checks, deposits to the account and exception items. Check issue information is sent to Johnson Bank via data transmission or PC file transmission.

Paid Only Reconciliation - Receive a numerical listing of paid checks for the reconciliation period, plus deposits to the account and other non-check debits are segregated. Account reconciliation reports group similar transaction types, identify breaks in paid checks and may also report paid item exceptions. Not only do you choose the reconcilement period, but you can also select from a variety of paper and electronic output formats.

Do you have multiple accounts and high check volumes? CD-ROM check imaging can assist with relieving storage capacity issues associated with canceled checks. Plus, it can enhance your month-end reconciliation process by storing front and back images of all canceled checks along with the corresponding monthly bank statement on a user friendly CD-ROM.

Johnson Bank CD-ROM Check Imaging Features:

• Receive a single CD-ROM with copies of all your cancelled check images (for single or multiple accounts) along with corresponding bank statements for the reconcilement period.
• Bank statements and images of the front and back of each check can be viewed, and printed, from your personal computer.
• Special viewing software is not required. Plus, query, viewing, printing and exporting features make research, reconciliation and retrieval tasks easy.
• CD-ROM allows you to search by dollar amount, check number and account number to reduce research time.

EDI Reporting
Financial Electronic Data Interchange (EDI) uses the ACH network to transport payment and remittance detail between buyers, sellers and financial institutions. This simplifies and accelerates the exchange of payments. When your company chooses EDI reporting you'll get timely information regarding electronic deposits to your account.

With EDI Reporting, you can reduce expenses associated with processing paper receivables, eliminate the float associated with processing paper checks, and improve your cash management.

Cash Management Fraud Prevention Services
Johnson Bank Cash Management Fraud Prevention Services provide your company with a number of options to safeguard your company against the possibility of check and ACH fraud.

Check Positive Pay
Check Positive Pay identifies possible fraudulent items by comparing client provided check issue information to checks presented for payment at Johnson Bank. When an exception item is identified, Johnson Bank will notify the your company of the exception(s). This gives you the option of paying the item or returning the item to the depositing bank.

ACH Debit Filter Positive Pay
The ACH Debit Filter Positive Pay system identifies unauthorized ACH debit items by comparing a list of authorized debitors against ACH debit transactions presented against the Johnson Bank deposit account. In the event of an unauthorized transaction, Johnson Bank will notify you of exceptions. This gives you the option of allowing the ACH debit to post to the account or returning the item to the originating bank.

ACH Blocks
ACH Blocking helps prevent potential ACH fraud by blocking all ACH credit and/or debit activity from posting to your account. All transactions — regardless of credit or debit — are returned to the originating bank.

Reverse Positive Pay - Company Match: Johnson Bank sends you a daily transmission of checks presented for payment. Your company matches this file to your records of issued checks and provides Johnson Bank with a listing of items to be returned unpaid.